I hate alienating anyone, especially my readers but the truth is that you can’t be everything to everyone. There is a certain segment of millennials that don’t necessarily identify with mainstream millennials. These folks tend to be on the older end of the spectrum. Born in the early to mid 1980’s, a lot of this segment of the generation was graduating college right around the time of the recession (including me). By most standards we are lumped into the Millennial Generation. However, we most likely had a very different life experience than the millennials that are currently in college or even recently graduated. For instance, we vividly remember 9/11 as we were in our late teens or early twenties at the time. Also, we might have entered the “real world” anywhere from about 2003 to 2011. At that time it was pretty much unheard of that some kid graduated college and went to work for a Silicon Valley company making $150k+ in their first year. Today it seems to be closer to the norm. A lot of my friends took jobs that they felt were beneath their skill level, took on multiple part-time jobs or just went back to school hoping that the economy would get better by the time they earned another degree (it didn’t). I would guess that most of the people that are in this segment are also now married, possibly have a child or multiple children and have already purchased a home or are looking to do so very soon.
This is where Millennial Legacy comes in.
I talk about a broad range of financial and life issues and hope that my content can be beneficial for a wide range of people from 18 to 80. The fact remains though that I can only talk about topics that I know or at least partially know and understand. I felt that there was a gap. I see a lot of blogs and financial advice for people nearing retirement (baby boomers) and for those just getting out of college looking to pay off student loans and get started in life (most millennials). I wanted to fill that gap. I want to talk to people that have had a similar experience as me or are possibly just a few years younger and need some direction.
Millennials just surpassed baby boomers in the past year as America’s largest generation. I believe we are slowly starting to see a shift within the millennial generation. I just read an article the other day from Pew Research that said that more than a million millennials became moms in 2015. Soon the conversation for millennials will shift completely away from “How do we pay off student loans?” and on to “How do we save for retirement and college for our kids?” or even “How to take care of my aging parents?”. I don’t like thinking about that last one but we must, otherwise things like these tend to sneak up on us when we are least prepared.
I am passionate about leaving a legacy. I love reading and studying history, particularly American History. I read a lot of books about the Founding Fathers and the legacy that they left. I think often about what posterity will remember about me. What will they write on my epitaph? I don’t want to leave it to chance. I want to make my own mark and create my own destiny. The majority of this blog focuses around financial topics. But I am in pursuit of something more than just financial independence. What is it you ask? You can get a glimpse into what I mean here. I believe my legacy has to be about more than just me. It has to have a higher purpose.
I created Millennial Legacy with these things in mind in the hopes it will become the go-to resource for the long-term thinkers, the ones that want to make a difference and create a lasting legacy.